Renting your first home is exciting — but it can also feel overwhelming. From paperwork and deposits to understanding your rights, there’s a lot to take in. At Charles Cox Lettings, we make the process as smooth and transparent as possible, so whether you’re moving out of the family home, relocating for work, or starting a new chapter, here’s what you need to know.
Budgeting for your rental home
Before you start your search, work out what you can comfortably afford. Remember that your monthly costs will usually include:
- Rent (paid monthly in advance)
- Deposit (typically five weeks’ rent, protected by a government-approved scheme)
- Utilities & council tax (gas, electric, water, broadband, etc.)
- Moving costs (removals, furniture, set-up expenses)
Tip: Aim to spend no more than 30–40% of your monthly income on rent to stay financially comfortable.
Viewing properties
When viewing, think beyond just location and décor. Ask:
- Is the property in good condition?
- What’s included (appliances, white goods, furniture)?
- What are the average running costs?
- How secure is the property?
At Charles Cox Lettings, we accompany you through the process and make sure you get the full picture before making a decision.
Understanding Tenancy Agreements
Most tenants today sign an Assured Shorthold Tenancy (AST) — although the upcoming Renters’ Rights Bill will change how tenancies work in the future. Key things to check:
- The rent amount and due date
- The length of the tenancy
- The landlord’s responsibilities (repairs, safety checks)
- Your responsibilities (keeping the property in good order, paying rent on time)
Deposits and protection
Your deposit must legally be placed in a government-backed tenancy deposit protection scheme. You’ll get it back at the end of the tenancy, provided you meet the terms (paying rent and keeping the property in good condition).
Your rights and responsibilities
As a tenant, you have the right to:
- Live in a safe, well-maintained property
- Have repairs carried out within a reasonable timeframe
- Be protected from unfair eviction and rent increases
And you have responsibilities too:
- Paying rent on time
- Looking after the property
- Respecting neighbours and community rules
Moving in
On move-in day, you should receive:
- A copy of your tenancy agreement
- Prescribed information about your deposit
- Safety certificates (e.g. gas and electric checks)
- An inventory (a list of the property’s contents and condition)
Tip: Take photos of the property at the start of your tenancy — it helps avoid disputes later.
Looking ahead – future changes
With the Renters’ Rights Bill on the horizon, new rules around tenancy lengths, rent increases, and evictions are expected soon. These changes are designed to give tenants greater security and fairness.
Renting for the first time doesn’t have to be complicated. By understanding the basics — your budget, your rights, and your responsibilities — you can feel confident about taking that big step.
At Charles Cox Lettings, we’re here to guide first-time renters every step of the way, ensuring your first experience of renting is a positive one.
